Rent Affordability Calculator
Free rent affordability calculator. Find the monthly rent you can comfortably afford from your income using the 30% rule and your other monthly expenses — instantly, no signup.
✓Reviewed by the Roomvee editorial team·Updated June 2026·🔒 Runs in your browser — inputs never leave your device
Recommended rent
$1,500.00
the 30% rule
With your debts
$1,400.00
36% of income − debts
Stretch budget
$2,000.00
up to 40% of income
How much rent can you comfortably afford?
A widely used guideline is the 30% rule: keep your rent at or below 30% of your gross monthly income. This calculator shows that figure, plus a debt-aware number (36% of income minus your existing debt payments) and a stretch budget for high-cost areas.
Should I spend the maximum?
Not necessarily. Renting near the top of your budget leaves little room for savings, utilities, and surprises. If you have significant debts or want to save for a home, aim for the recommended figure or below.